Why you should consider working in FinTech as a Software Engineer

Today, I want to share the insights I’ve gained over more than four years of working in FinTech companies in the UK.

When we talk about FinTech, it’s clear this is a broad term.

So, let me clarify — I’m referring to technology companies whose primary business focus is a financial product. For me, that has been Beacon and Copper.co, two scale-ups where I was fortunate enough to work.

Now that we’ve got that clear, let’s crack on!

The 4 Key Takeaways I’ve Learned from Working in FinTech in London

1. FinTech offers the most competitive salaries in Tech

That’s right. Plain and simple. Working in FinTech comes with many advantages, but the salary ranges and compensation packages are among the best in the market—rivalling those offered by Big Tech companies.

When you think about it, it makes perfect sense: Major banks and corporations like JP Morgan, Santander, Morgan Stanley, and BBVA run business models entirely centred around finance.

For these organisations, having robust and secure IT systems is ESSENTIAL. They don’t just develop software—they safeguard the savings of millions of people and businesses.

As a result, they’re willing to compete with companies like Google, Amazon, or Meta to attract the best developers in the world (and compensate them accordingly).

Still think working in finance is boring? 🤔

2. Disruptive and innovative projects: Building the future of finance

If you’ve been online recently, especially on X (formerly Twitter), you’ve probably seen the buzz around blockchain and Web3 companies.

The introduction of new regulations in Europe and the United States, alongside pro-Bitcoin policies, is accelerating growth in this area of FinTech.

Personally, I had the privilege of working for over two years at a world-leading digital asset custody company. Trust me, the paradigm shift the financial sector will undergo over the next decade is bigger than you might imagine.

Global leaders like JP Morgan and Bank of America are already developing their own blockchain networks to enable seamless cross-border payments. Meanwhile, companies like Copper.co (where I worked for 2.5 years) and Ripple are pioneering tokenisation technologies, allowing banks to adopt Web3 as their primary payment system.

Beyond the hype from investors and speculators, these technologies are here to stay. As a developer, this represents an incredible opportunity to be part of the revolution—and get paid well while doing so.

3. FinTech is a high-demand sector – What does this mean?

As I mentioned earlier, FinTech is one of the most in-demand sectors for professionals today.

This isn’t just my opinion—it’s backed by data. Check out this graph:

FinTech even outpaces full-stack development.

If you’ve attended any of my webinars or workshops, you’ll remember my mantra:

High demand > Better salaries and conditions > Faster career progression

This formula is why FinTech stands out as one of the best industries for tech professionals.

4. A unique opportunity to grow your professional network

Working in a sector full of opportunities and cutting-edge projects doesn’t just advance your career—it also boosts your professional network.

This is something I realised early on:

“Your network is your net worth.”

I couldn’t agree more with this statement. From the start of my career, I understood the power of community, the importance of connecting with the right people, and how these connections could open doors to future opportunities.

And FinTech can been instrumental in helping you build that network.

I’m not exaggerating when I say that every day, dozens of people reach out to me for training, services, or job offers. Why? Because I made a conscious effort to grow my visibility and expand my network—both here on LinkedIn and on other platforms.

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